Realex Payments’ multi settle solution allows multiple settlements to be made against one authorisation, up to 115% of the original authorisation value. This allows merchants to settle at item level where a customer’s basket contains more than one product. The solution also supports 3DSecure, with the original authentication information appended to each settlement request to ensure the liability shift remains in place for the merchant.

Benefits to the merchant include:

A reduced risk profile as funds are not taken in advance of shipment, only settled at the point of shipment.
Clear accounting alignment between goods shipped and revenue recognised.
Ability to maintain the liability shift across each settlement up to the value of 115% of the original authorisation value.