Payment Processing

The processing of payments is a crucial element to the sales process.  There are now more and more issues to be considered when processing payments, such as what channels to support (telephone, internet etc) what banks to deal with, what payment methods to support, how to manage currencies and fraud issues to name but a few.

The Realex Payments service delivers the independence and technical flexibility that enables our merchants to take control of their payments and optimise their selling process.
 

 

Multi channel processing:

Selling across multiple channels is central to most business strategies. Realex Payments provide services for numerous sales channels including online/web site, mail order, telesales/call centre, Interactive Voice Response (IVR) and Recurring Payments. 

 

Global & local payment methods

In order to reach new customers and increase sales, businesses must offer their customers the opportunity to pay in the way most convenient for them.
Realex supports many local payment methods, including ELV (Electronic-Lastschriftverfahren), which account for over 60% of all German online payments.

Our service allows the processing of credit and/or debit card payments in real time to ensure the cardholder has sufficient funds.

Supported card types include Delta -American Express - Visa Electron – Switch – Solo – MasterCard – Maestro – Laser – Visa - Diners Club International

 

Extensive acquiring & clearing bank network

Realex Payments is fully certified with a wide range of financial institutions including AIB, Euroconex and Streamline. It offers a variety of payments methods such as credit / debit cards and direct debits.

  • AIB
  • Bank of Ireland / Euroconnex
  • Streamline - Natwest, Ulster Bank, Royal Bank of Scotland
  • American Express
  • Fexco
  • Diners
  • Barclaycard
  • Visa
  • Mastercard
  • HBOS
  • LloydsTSBCardnet

 

Real-time reporting & reconciliation tools

Our user-friendly reporting tool provides merchants with visibility of all payments over different locations and channels giving them control over their finances. The browser based application provides our merchants with supplementary information captured at the point of sale, allowing detailed analysis and reporting.

Web design and web development by Tibus