Selling in a situation where the customer is not present can be risky - a merchant is never sure if the buyer is the real cardholder.

To counter this, Realex Payments has developed a real time negative data and pattern checking scoring system that works at the point of sale. This allows a merchant to verify authenticity before committing to fulfillment.

Data checking, BIN range restrictions, pattern checking and data sanity checking are all included in our service.